Santa Barbara Auto Group Offers an Amazing Selection of Protection Options

2018-04-04T16:32:20+00:00April 4th, 2018|Insurance, Maintenance, Santa Barbara Auto Group, Warranties|

Santa Barbara Auto Group provides a plethora of protection options that you can tailor to your driving needs

You should never feel insecure about taking your beautiful vehicle into the wide-open road or driving down the 101.  You should never have to worry about a stray pebble cracking your windshield or having to replace your tire should you come across debris on the road.  Now you won’t have to with the wonderful protection options offered by Santa Barbara Auto Group.

Make Your Choice from a diverse list of options available to you

The unpredictable appearance of scuffs and dents should not cross your mind when driving through the city or coasting along the highway. You can avoid all of the stress that goes along with paying for costly superficial repairs by purchasing the Dent and Windshield protection plan from Santa Barbara Auto Group.  Santa Barbara Auto Group offers incredibly affordable options for this plan starting at $1,225.00 for a three-year protection plan and offering up to seven years of protection at a low cost. Santa Barbara Auto Group also offers Wheel and Tire protection as well, which will ensure that protection against road hazards. In addition, it offers the repair for any cosmetic damage to your rim over the course of your protection period. These plans start at $1,695.00 for a three-year plan and are available as long as seven years. To get the most bang- for-your-buck, your best bet is to purchase the Platinum Bundle, which offers all the above protections at a bundled rate. Santa Barbara offers all the same options from three to seven-year protection plans, starting out at $2,525.00. The Platinum Bundle ensures that you are protected against the cost of all non-invasive cosmetic repairs and damages caused by road hazards. Call a representative today or visit us online at www.sbautogroup.com to learn more about all of these protection options.

In addition to the affordable options offered by Santa Barbara Auto Group’s cosmetic and road hazard protection plans you can be assured that you will be served by industry trained specialists.  You will receive the premier in customer service and you can be sure that your vehicle will be cared for by top of the line mechanics that will resolve any failures to your satisfaction.

About Santa Barbara Auto Group

Santa Barbara Auto Group is located off the 101 and Hope Ave.  Santa Barbara Auto Group serves residents and drivers throughout Southern California as the premier dealer for Acura, Audit, BMW, Jaguar, Land Rover, Porsche and Mercedes-Benz. Every Santa Barbara Auto Group representative is committed to providing the highest quality service. To learn more about your favorite luxury vehicle or to schedule a test drive, feel free to call, email, or visit Santa Barbara Auto Group.

Santa Barbara Auto Group

402 S Hope Ave
Santa Barbara, CA 93105
United States (US)
Phone: 805-682-2000
Email: sales@sbautogroup.com
URL:
  • Santa Barbara Porsche Services

Porsche Vehicle Protection Ensures Complete Coverage for Your Vehicle

2018-03-21T10:27:40+00:00March 21st, 2018|Insurance, Maintenance, Porsche, Theft Prevention and Recovery, Warranties|

The Porsche Vehicle Protection Plan offered by Porsche Santa Barbara is the most secure package for your leading sports automobile

Porsche Santa Barbara is offering protection for your Porsche that guarantees your new or pre-owned vehicle’s safety. These warranties are backed by top rated insurance companies. This means that you can be sure that you will be receiving the best coverage available on the market.

The Porsche Vehicle Protection Coverage is the whole package

Unplanned failures should never be a concern of yours when you are cruising along the Southern California coastline. You avoid expensive repairs when you have the security of the Porsche Vehicle Protection Plan. Porsche Santa Barbara offers comprehensive coverage including, but not limited to, coverage for engine components, suspension components, and fuel and electrical systems. Porsche Santa Barbara even provides protection for your Enhanced Systems, like navigation and Bluetooth. If it’s your shocks or bearings, or if it is your alternator or fuel injection system, you will not need to worry because Porsche Santa Barbara offers the most comprehensive protection plan for your new or pre-owned Porsche.  Even your high-tech and audio systems are covered by the Porsche Vehicle Protection Plan. Not only is the coverage comprehensive, this coverage will follow you throughout the United States should you experience any issues while away from home.

Adding to the numerous protections offered by Porsche Santa Barbara’s Porsche Vehicle Protection coverage, is the fact that you will be served by industry trained specialists in the execution of this protection plan. You will receive top level customer service and you can guarantee that your vehicle will be cared for by top of the line mechanics that will resolve any failures to your satisfaction.  Porsche Santa Barbara offers many coverage options for your vehicle, up to 10 years and100,000 miles that show how you are able to craft the coverage you need when you need it.

About Porsche Santa Barbara

Santa Barbara Auto group is proud to be an authorized Porsche dealer located just off the 101 and S Hope Ave. The Porsche team at Santa Barbara Auto Group is strongly committed to delivering an exceptional buying experience. The sales staff offers many years of experience satisfying customers’ needs. Furthermore, the Santa Barbara Auto Group offers a wide array of new and pre-owned Porsche vehicles which customers may view online or on-site at the dealership.

The Santa Barbara Auto Group is dedicated to providing the best sales and service experience in Southern California. To learn more about any of the popular Porsche models including the Porsche 911 or Porsche Boxster, feel free to call, email, or stop by for friendly personal service.

Porsche Santa Barbara

402 S Hope Ave Ste C
Santa Barbara, California 93105
United States (US)
Phone: 805-563-4217
Email: sales@sbautogroup.net
URL:
  • Santa Barbara BW Background

Four Reasons to Choose Gap Insurance

2017-04-14T08:00:33+00:00April 14th, 2017|Insurance|

Gap insurance protects drivers from significant loss in case of an accident or collision when they owe more on a vehicle than it is actually worth.

A simple explanation of Gap insurance, also referred to as Gap protection, is that it covers the difference between what you owe on a car and what the car is worth. There are number of different circumstances that result in this, accidents being the most common, but by having Gap insurance you can prevent a lot of frustration, hassle, and expense. If you are the kind of person that enjoys peace of mind on the road, Gap insurance can provide you the financial relief of knowing that in the event an accident, you will have coverage.

Four Reasons to Purchase Gap Insurance

If you are financing a loan in order to purchase your vehicle, Gap insurance is important to consider. It isn’t uncommon for customers to finance a loan that at some point during ownership of the vehicle, surpasses the value of the car. This is called “negative equity”. This situation can occur in a number of different ways, including:

  • Car value depreciation – It’s a well-known fact that cars lose their value over time, some faster than others. When financing a loan, it’s important to consider what the value of your car may be a few years after purchasing. Research previous models of the car and see how quickly they’ve depreciated.
  • Financing more than the value of the car – Rolling negative equity from a former car into the loan for the purchase of your next vehicle might seem financially advantageous at the time, but in the event of an accident that totals the new vehicle, your losses will be substantial. This is where Gap insurance becomes particularly beneficial.
  • Low or no down payment – Paying less for a down payment is helpful at the time, but, in reality, it just means you will be paying more over time. As a result, you will need to finance a heftier loan. If the amount you finance is higher than the value of the car at any time during the loan period, you’re at risk of loss without Gap insurance.
  • Extended loans – With loan term options continually extending, the risk of owing more on your loan than a car is worth becomes more probable. When you finance a 48-month, 60-month, or 72-month loan, you are practically guaranteeing that interest on the loan will surpass the value of the car; another instance where Gap insurance is very beneficial.

At Santa Barbara Auto Group, our friendly finance representatives are here to help you with your purchase. We encourage customers to sit down with a finance representative to discuss their loan and insurance options. Come to us with your questions and concerns and a qualified finance representative will help you to figure out which purchasing plan is most beneficial to you. To learn more about Gap insurance and other information related to financing your next vehicle, visit Santa Barbara Auto Group and sit down with one of our finance representatives.

About Santa Barbara Auto Group

Santa Barbara Auto Group is located off the 101 and Hope Ave and serves Santa Barbara residents and drivers throughout Southern California as the premium dealer for Acura, Audi, BMW, Jaguar, Land Rover, Porsche, Mercedes-Benz, and Smart. Every Santa Barbara Auto Group employee is dedicated to providing the highest in sales and service assistance. Santa Barbara Auto Group represents eight different luxury brands and friendly experienced sales representatives are available seven days a week. To learn more about your favorite luxury vehicle, or to schedule a test drive, feel free to call, email, or visit Santa Barbara Auto Group.

Santa Barbara Auto Group

402 S Hope Ave
Santa Barbara, CA 93105
United States (US)
Phone: 805-682-2000
Email: sales@sbautogroup.com
URL:

Four Reasons You Need Gap Insurance

2016-10-03T12:20:54+00:00October 3rd, 2016|Insurance, Maintenance, Safety, service, Warranties|

Gap insurance helps protect drivers in case of an accident or collision when they owe more on a car than the vehicle is actually worth.

If you are purchasing a new car and want to roll in any negative equity from your trade-in vehicle, it is important to consider gap insurance. What is it? What does it cover? Gap insurance is also known as gap protection and it covers the difference between what you owe on a car and what the car is worth. This discrepancy can occur in a number of situations and by having gap insurance you can prevent a lot of frustration, hassle, and expense if you do happen to get into an accident. Depending on your circumstances, it can be a very important protection.

Understanding Gap Insurance?

Gap insurance can be a mysterious concept to many drivers, but it is really very simple. Basically, gap insurance protects car owners in case something happens to a car but the owner owes more money on the car loan than the vehicle is worth. In this case, if a car is totaled, the owner will receive the value of the car from the insurance company and then receives additional funds for any amount they own in excess of the value of the car.

4 Reasons You Need Gap Insurance

Gap insurance is something important to consider during the purchase of a car if you are financing a loan and there is a chance that at some point during your loan you will owe more money than the car is worth. When this occurs it is called “negative equity”. There can be many different causes for a situation like this which include:

  • Car value depreciation. Cars lose their value over time and some vehicles may decrease in value faster than others. It is important to understand what the value of your car may be in the first few years following your purchase.
  • Financing more than the value of the car. Sometimes car buyers will roll negative equity from a former car into the loan for a new car. While this may make sense financially for the buyer, it still can put them at risk without gap insurance.
  • Low or no down payment. The lower your down payment is, the more you will have to finance in a loan. If the amount you finance is higher than the value of the car at any time during the loan period, you are at risk without gap insurance.
  • Extended Loans. These days, there are many options for buyers regarding loan terms. Drivers may be approved for a loan on a 48-month, 60-month, and even 72-month basis. If a buyer opts for a longer loan term, they are paying off a lower portion of their debt each year and may at some point owe more than the vehicle is worth.

When customers come to purchase a new or pre-owned vehicle at Santa Barbara Auto Group, we ensure they have the opportunity to sit down with a finance representative to discuss their loan and insurance options. Our finance representatives will walk buyers through their options, letting drivers make a more educated choice about their purchase. Drivers can learn more about gap insurance options from a qualified finance representative with Santa Barbara Auto Group.

About Santa Barbara Auto Group

Santa Barbara Auto Group is located off the 101 and Hope Ave and serves Santa Barbara residents and drivers throughout Southern California as the premium dealer for Acura, Audi, BMW, Jaguar, Land Rover, Porsche, Mercedes-Benz, and Smart. Every Santa Barbara Auto Group employee is dedicated to providing the highest in sales and service assistance. Santa Barbara Auto Group represents eight different luxury brands and friendly experienced sales representatives are available seven days a week. To learn more about your favorite luxury vehicle, or to schedule a test drive, feel free to call, email, or visit Santa Barbara Auto Group.

Santa Barbara Auto Group

402 S Hope Ave
Santa Barbara, CA 93105
United States (US)
Phone: 805-682-2000
Email: sales@sbautogroup.com